Lottery Tax Calculator

Won (or dreaming about) a big jackpot? Estimate what you’d actually keep after federal and state taxes — for a lump sum or the annuity — and see whether your state lets you stay anonymous. Free and private: nothing you enter leaves your browser.

Estimates only. This is general information, not tax or legal advice. It uses the top federal rate; your actual tax depends on your full income. State rules, rates, and anonymity laws change — confirm current figures with your state lottery and a tax professional before you claim.

The lump-sum “cash value” is less than the advertised jackpot — often roughly half to 60%. Adjust if you know the exact cash value.