Injuries & Illnesses Covered
What actually counts as a work injury: back injuries and repetitive strain, occupational disease, toxic exposure and hearing loss, mental-health and stress claims, heart attacks, assaults, and the hard cases — your commute, breaks, and company events. The test is whether the injury arose out of and in the course of your employment.
All Injuries & Illnesses Covered guides
- Mental Health and Stress Claims in Workers' Comp
Workers' comp treats mental health claims differently depending on the cause. Here's how the three categories work and why your state's rule decides the outcome.
- Occupational Hearing Loss Claims
Noise-induced hearing loss is generally a covered workers' comp injury. How the claim, the audiogram, and the deadline actually work.
- Workplace Violence and Assault Injuries
If you were assaulted at work, workers' comp often covers it when the job is connected to the attack. Here is the framework, and why your state's rules decide the rest.
- Construction Accident Claims
Construction accident claims explained: workers' comp, third-party lawsuits, OSHA violations, and how falls, struck-by, and electrocution injuries are handled.
- COVID-19 and Infectious Disease Claims at Work
COVID-19 and other infectious diseases can qualify for workers' comp if your job raised your exposure risk above the public's — here's how these claims work.
- Back Injuries and Workers' Comp
Hurt your back at work? How the aggravation rule, the first medical report, utilization review, and MMI shape a back injury workers' comp claim.
- Injuries at Company Events, Parties, and Breaks
Hurt at a work party, on the company team, in the break room, or in the lot? Here's how workers' comp decides if you were "at work."
- The Going-and-Coming Rule: Injuries During Your Commute
Your ordinary commute usually isn't covered by workers' comp - but several exceptions can change that. Here's how they work.
- Toxic Chemical Exposure at Work Claims
Hurt by solvents, silica, asbestos, or fumes at work? Learn how workers' comp and third-party claims work, and why proof and timing matter.
- Repetitive Stress and Occupational Illness Claims
Carpal tunnel, back injury, hearing loss, and toxic exposure claims explained: workers' comp vs. third-party suits, proof, and the discovery-rule deadline.
- Heart Attacks and Strokes at Work: Are They Covered?
Sometimes. Workers' comp covers a heart attack or stroke at work only if the evidence shows work caused or contributed to it - and the causation rule varies by state.