Car & Vehicle Accidents
What to do after a crash and how to protect your claim: fault and no-fault rules, PIP and uninsured-motorist coverage, dealing with the adjuster, and motorcycle, rideshare, pedestrian, and drunk-driver cases. State insurance rules differ.
All Car & Vehicle Accidents guides
- Who Is at Fault in a Car Accident, and How Is It Decided?
How fault is determined after a car accident: police reports, negligence, evidence, comparative fault, and disputed liability.
- What to Do After a Car Accident: A Step-by-Step Checklist
A step-by-step checklist for what to do after a car accident: safety, 911, documentation, medical care, and protecting your claim.
- What Is PIP (Personal Injury Protection) Coverage?
PIP pays your medical bills and lost wages after a car accident no matter who caused it. Here's how it works and interacts with health insurance.
- No-Fault vs. At-Fault Car Insurance States: What It Means for Your Claim
A plain-English guide to no-fault vs. at-fault car insurance states, PIP thresholds, and what to do after a crash.
- Hit by a Drunk Driver: Your Rights and Options
Hit by a drunk driver? Learn how the civil claim, criminal case, restitution, punitive damages, and dram shop laws work together.
- Dealing With the Insurance Adjuster After a Crash
The adjuster who calls after your crash works for an insurance company, not for you. Here's how to protect your claim.
- What Is My Car Accident Claim Worth?
How car accident claim value is calculated: damages, fault, coverage limits, and what to do to protect your claim.
- Motorcycle Accident Claims: What Riders Should Know
Motorcycle accident claims explained: rider bias, helmet-law damage effects, severe injuries, and no-fault gaps riders should know.
- Rideshare Accident: Uber and Lyft Claim Rules
How Uber/Lyft insurance works by app period, the $1M policy in periods 2-3, coverage gaps, and passenger/driver/third-party rights.
- Rear-End Collision: Who Is at Fault?
Usually the rear driver is at fault in a rear-end crash, but sudden stops, brake lights, and multi-car pileups can shift blame.
- Hit-and-Run Accident: What Are Your Options?
Hit by a driver who fled? Here's how to report it, use your uninsured motorist coverage, and still recover damages.
- Car Accident With No Visible Injuries: Should You Still File a Claim?
No cuts or broken bones after a crash? Here's why you may still have a real injury claim, and how to protect it.
- My Car Was Totaled: What Are My Rights?
Your car got totaled? Here's how ACV valuations work, how to dispute a low offer, gap coverage, and your rights to keep the car.
- Whiplash and Soft-Tissue Injury Claims
Whiplash and soft-tissue injuries are real but hard to prove. Here's how to document them and protect your claim's value.
- Uninsured and Underinsured Motorist Claims: How UM/UIM Coverage Works
How UM/UIM coverage pays when the at-fault driver has no or too-little insurance, how stacking works, and what to do if your own insurer disputes your claim.
- Pedestrian Accident Claims
Hurt as a pedestrian? Learn how fault works, whose insurance pays, and what jaywalking really does to your claim.