Personal Injury Laws by State
The rules that decide your case depend on where you were hurt: each state’s deadline to sue (statute of limitations), its shared-fault rule, whether it caps damages, and how its car-insurance system works. State-by-state guides so you start with the law that actually applies.
All Personal Injury Laws by State guides
- Car Accident Laws in Louisiana: Fault, Insurance & Deadlines
Louisiana car accident guide: at-fault state rules, 15/30/25 insurance minimums, the 2-year injury deadline, and the new 51% shared-fault rule.
- Personal Injury Laws in Illinois: Deadlines, Fault Rules & Damages
Illinois personal injury law: the 2-year filing deadline, 51% fault bar, no damage caps, at-fault car insurance, and strict dog-bite liability.
- Car Accident Laws in West Virginia: Fault, Insurance & Deadlines
Is West Virginia no-fault or at-fault? Get the 2-year injury deadline, 25/50/25 insurance minimums, comparative fault rule, and crash-report rules.
- Car Accident Laws in Virginia: Fault, Insurance & Deadlines
Virginia car accident basics: it's an at-fault state, contributory negligence bars any shared blame, minimum insurance, and the 2-year injury deadline.
- Personal Injury Laws in Indiana: Deadlines, Fault Rules & Damages
Indiana's 2-year injury statute of limitations, the 51% fault bar, damage caps, at-fault car insurance, and dog-bite liability rules.
- Car Accident Laws in Oregon: Fault, Insurance & Deadlines
Oregon is an at-fault state with a 2-year injury deadline. Insurance minimums, PIP, comparative fault, crash reporting, and government-claim rules.
- Car Accident Laws in Ohio: Fault, Insurance & Deadlines
Ohio is an at-fault state with a 2-year injury deadline. Learn Ohio's insurance minimums, fault rules, and crash-reporting requirements.
- Personal Injury Laws in Connecticut: Deadlines, Fault Rules & Damages
Connecticut personal injury law: the 2-year filing deadline, the 51% fault bar, damage caps, car insurance rules, and dog-bite liability.
- Car Accident Laws in Minnesota: Fault, Insurance & Deadlines
Minnesota is a no-fault state with a 6-year deadline to sue. Minimum insurance limits, comparative fault, crash reporting, and government-claim rules.
- Personal Injury Laws in California: Deadlines, Fault Rules & Damages
California personal injury guide: 2-year statute of limitations, pure comparative negligence, MICRA damage caps, at-fault insurance, and dog-bite liability.
- Car Accident Laws in Wisconsin: Fault, Insurance & Deadlines
Wisconsin is an at-fault state with a 3-year deadline to sue after a crash. Insurance minimums, UM/UIM, the 51% comparative-fault rule, and reporting rules.
- Car Accident Laws in Colorado: Fault, Insurance & Deadlines
Colorado is an at-fault state with a 3-year deadline to sue for a car accident. Learn insurance minimums, comparative fault, and reporting rules.
- Personal Injury Laws in Rhode Island: Deadlines, Fault Rules & Damages
Rhode Island's personal injury deadline (3 years), pure comparative negligence, damage caps, auto insurance rules, and dog-bite liability, with official citations.
- Personal Injury Laws in Florida: Deadlines, Fault Rules & Damages
Florida personal injury law: the 2-year filing deadline, the 51% fault-bar rule, damage caps, no-fault PIP insurance, and the dog-bite statute.
- Car Accident Laws in New York: Fault, Insurance & Deadlines
Is New York no-fault or at-fault? Minimum insurance, PIP, the 3-year deadline to sue, comparative fault, and the 90-day rule for government vehicles.
- Personal Injury Laws in Vermont: Deadlines, Fault Rules & Damages
Vermont personal injury law: the 3-year filing deadline, the 51% comparative-fault bar, damage caps, car insurance rules, and dog-bite liability.
- Personal Injury Laws in Missouri: Deadlines, Fault Rules & Damages
Missouri personal injury deadlines, pure comparative fault, damage caps, at-fault insurance, and dog-bite liability rules, sourced from official statutes.
- Personal Injury Laws in North Carolina: Deadlines, Fault Rules & Damages
North Carolina personal injury law: the 3-year statute of limitations (§1-52), pure contributory negligence, damage caps, at-fault car insurance, and dog-bite rules.
- Personal Injury Laws in Delaware: Deadlines, Fault Rules & Damages
Delaware personal injury law: the 2-year statute of limitations, 51% comparative-fault bar, no damage caps, PIP auto insurance, and strict-liability dog-bite rules.
- Car Accident Laws in Washington: Fault, Insurance & Deadlines
Washington car accident guide: at-fault state rules, 25/50/10 insurance minimums, 3-year deadline, pure comparative fault, and reporting rules.
- Personal Injury Laws in Maryland: Deadlines, Fault Rules & Damages
Maryland personal injury law: the 3-year statute of limitations, pure contributory negligence rule, damage caps, at-fault car insurance, and dog-bite liability.
- Car Accident Laws in New Jersey: Fault, Insurance & Deadlines
New Jersey is a choice no-fault (PIP) state with a 2-year injury deadline and a 90-day notice window for government-vehicle crashes.
- Personal Injury Laws in South Carolina: Deadlines, Fault Rules & Damages
South Carolina personal injury law: the 3-year filing deadline, 51% comparative-fault bar, damage caps, at-fault insurance rules, and dog-bite liability.
- Car Accident Laws in New Mexico: Fault, Insurance & Deadlines
New Mexico car accident laws: at-fault insurance rules, 25/50/10 minimums, 3-year injury deadline, pure comparative fault, and reporting rules.
- Personal Injury Laws in Louisiana: Deadlines, Fault Rules & Damages
Louisiana personal injury law: the 2-year filing deadline, 51% comparative-fault bar, malpractice damage caps, at-fault insurance, and dog-bite rules.
- Personal Injury Laws in Massachusetts: Deadlines, Fault Rules & Damages
Massachusetts personal injury law: the 3-year filing deadline, 51% fault-bar rule, malpractice damage cap, no-fault PIP rules, and dog-bite liability.
- Car Accident Laws in Idaho: Fault, Insurance & Deadlines
Idaho is an at-fault state with a 2-year injury deadline. Learn Idaho's insurance minimums, comparative fault rule, and crash-report rules.
- Car Accident Laws in Indiana: Fault, Insurance & Deadlines
Indiana car accident guide: at-fault state rules, insurance minimums, 2-year deadline, comparative fault, crash reporting, and government-claim traps.
- Car Accident Laws in Iowa: Fault, Insurance & Deadlines
Iowa is an at-fault state with a 2-year injury deadline. Learn insurance minimums, shared-fault rules, and reporting requirements after an Iowa crash.
- Car Accident Laws in North Dakota: Fault, Insurance & Deadlines
North Dakota is a no-fault state with a 6-year injury deadline and a 50% fault bar. Coverage minimums, PIP, and shorter government-claim deadlines.
- Personal Injury Laws in Virginia: Deadlines, Fault Rules & Damages
Virginia personal injury law: the 2-year statute of limitations, pure contributory negligence, malpractice/punitive damage caps, at-fault car insurance, and dog-bite rules.
- Car Accident Laws in Maryland: Fault, Insurance & Deadlines
Maryland is an at-fault state with a 3-year deadline to sue and a strict contributory-negligence rule—here's what that means for your crash.
- Car Accident Laws in Arizona: Fault, Insurance & Deadlines
Arizona is an at-fault car accident state with a 2-year injury/property SOL, 25/50/15 minimum insurance, and pure comparative fault.
- Personal Injury Laws in South Dakota: Deadlines, Fault Rules & Damages
South Dakota's personal injury deadlines, fault rules, damage caps, car insurance, and dog-bite law explained, with official statute citations.
- Car Accident Laws in Nevada: Fault, Insurance & Deadlines
Nevada is an at-fault state with a 2-year injury deadline. Learn minimum insurance, comparative fault, and crash-reporting rules.
- Personal Injury Laws in Iowa: Deadlines, Fault Rules & Damages
Iowa personal injury law: the 2-year statute of limitations, 51% comparative-fault bar, damage caps, car-insurance rules, and dog-bite liability.
- Car Accident Laws in Montana: Fault, Insurance & Deadlines
Montana car accident laws: at-fault insurance, 25/50/20 minimums, 3-year injury deadline, 51% fault-bar rule, and crash-reporting requirements.
- Personal Injury Laws in Alaska: Deadlines, Fault Rules & Damages
Alaska's 2-year injury deadline, pure comparative fault, damage caps, at-fault car insurance, and dog-bite rules, with official citations.
- Personal Injury Laws in Nebraska: Deadlines, Fault Rules & Damages
Nebraska personal injury law: the 4-year statute of limitations, 50% comparative-fault bar, damage caps, at-fault car insurance, and dog-bite rules.
- Car Accident Laws in Michigan: Fault, Insurance & Deadlines
Michigan is a no-fault state: how PIP works, minimum insurance limits, the 3-year injury deadline, shared-fault rules, and crash reporting.
- Personal Injury Laws in New Mexico: Deadlines, Fault Rules & Damages
New Mexico personal injury law: the 3-year filing deadline, pure comparative negligence, damage caps, at-fault car insurance, and dog-bite rules.
- Personal Injury Laws in Oregon: Deadlines, Fault Rules & Damages
Oregon personal injury law: the 2-year filing deadline, the 51% comparative-fault bar, damage caps, PIP insurance, dog-bite rules, and government claim notice.
- Car Accident Laws in Rhode Island: Fault, Insurance & Deadlines
Rhode Island is an at-fault state with a 3-year injury deadline. Learn insurance minimums, comparative fault, crash reporting, and government-vehicle rules.
- Personal Injury Laws in Idaho: Deadlines, Fault Rules & Damages
Idaho's 2-year PI statute of limitations, 50%-bar comparative fault, damage caps, at-fault insurance, and dog-bite rules, with official citations.
- Personal Injury Laws in Hawaii: Deadlines, Fault Rules & Damages
Hawaii's personal injury deadlines, comparative-fault rule, damage caps, no-fault car insurance, and dog-bite law, with official statute citations.
- Personal Injury Laws in Minnesota: Deadlines, Fault Rules & Damages
Minnesota personal injury law: the 6-year filing deadline, the 51% fault-bar rule, no damage caps, no-fault car insurance, and strict dog-bite liability.
- Car Accident Laws in Missouri: Fault, Insurance & Deadlines
Missouri is an at-fault state with a 5-year injury deadline. Insurance minimums, pure comparative fault, reporting rules, and government-crash caps.
- Car Accident Laws in Pennsylvania: Fault, Insurance & Deadlines
Pennsylvania is a choice no-fault state with a 2-year injury deadline. Fault rules, insurance minimums, and crash-reporting duties explained.
- Car Accident Laws in Hawaii: Fault, Insurance & Deadlines
Hawaii is a no-fault (PIP) state with a 2-year deadline to sue. Minimum insurance, comparative fault, crash reporting, and government-claim rules explained.
- Car Accident Laws in Oklahoma: Fault, Insurance & Deadlines
Oklahoma is an at-fault state with a 2-year deadline to sue after a crash. Learn insurance minimums, shared-fault rules, and reporting requirements.
- Car Accident Laws in Kansas: Fault, Insurance & Deadlines
Kansas car accident laws: it's a no-fault PIP state with a 2-year deadline to sue, 25/50/25 minimum insurance, and a 50% comparative-fault bar.
- Personal Injury Laws in Pennsylvania: Deadlines, Fault Rules & Damages
Pennsylvania personal injury law: the 2-year statute of limitations, 51% comparative-fault bar, damage caps, no-fault insurance, and dog-bite rules.
- Personal Injury Laws in Washington: Deadlines, Fault Rules & Damages
Washington's 3-year injury deadline, pure comparative fault, no damage caps, PIP insurance, and strict-liability dog bite rules, explained simply.
- Car Accident Laws in New Hampshire: Fault, Insurance & Deadlines
New Hampshire is an at-fault state with no mandatory insurance law. Learn minimums, the 3-year deadline, and comparative-fault rules.
- Car Accident Laws in Texas: Fault, Insurance & Deadlines
Texas is an at-fault state with a 2-year injury deadline. Learn minimum insurance limits, the 51% fault bar, crash reporting, and government-vehicle rules.
- Car Accident Laws in Alabama: Fault, Insurance & Deadlines
Alabama car accident law: it's an at-fault state with a 2-year injury deadline, 25/50/25 minimum insurance, and a strict 1%-bar contributory negligence rule.
- Car Accident Laws in Maine: Fault, Insurance & Deadlines
Maine is an at-fault state with a 6-year injury deadline. Insurance minimums, comparative-fault rule, crash reporting, and government-claim traps.
- Car Accident Laws in Nebraska: Fault, Insurance & Deadlines
Nebraska is an at-fault state with a 4-year injury deadline. Learn insurance minimums, comparative negligence rules, and crash-reporting requirements.
- Personal Injury Laws in Montana: Deadlines, Fault Rules & Damages
Montana personal injury law: the 3-year statute of limitations (MCA 27-2-204), the 51% comparative-fault bar, the medical-malpractice damage cap, insurance rules, and dog-bite liability.
- Personal Injury Laws in Maine: Deadlines, Fault Rules & Damages
Maine gives 6 years to file most personal injury suits; see the fault rule, damage caps, insurance system, dog-bite liability, and government-claim deadlines.
- Personal Injury Laws in New Hampshire: Deadlines, Fault Rules & Damages
New Hampshire personal injury law: the 3-year filing deadline (RSA 508:4), 51% comparative-fault bar, damage caps, insurance, and dog-bite rules.
- Car Accident Laws in Florida: Fault, Insurance & Deadlines
Florida car accident laws: no-fault PIP rules, minimum insurance, the 2-year injury deadline, and the 51% comparative-fault bar.
- Car Accident Laws in South Carolina: Fault, Insurance & Deadlines
South Carolina is an at-fault state with a 3-year injury deadline. Minimum insurance, fault rules, and reporting requirements explained.
- Car Accident Laws in Delaware: Fault, Insurance & Deadlines
Delaware is an add-on fault state: mandatory PIP plus a 2-year deadline to sue. Insurance minimums, comparative fault, and reporting rules explained.
- Car Accident Laws in Massachusetts: Fault, Insurance & Deadlines
Massachusetts is a no-fault state: PIP pays your bills first, but a 3-year deadline and 51% fault bar can end your claim.
- Personal Injury Laws in Kentucky: Deadlines, Fault Rules & Damages
Kentucky personal injury law: the 1-year (2-year for car accidents) statute of limitations, comparative fault, damage caps, PIP insurance, and dog-bite rules.
- Personal Injury Laws in West Virginia: Deadlines, Fault Rules & Damages
West Virginia personal injury law: the 2-year statute of limitations (§55-2-12), 51% fault bar, damage caps, at-fault car insurance, and dog-bite liability.
- Personal Injury Laws in Michigan: Deadlines, Fault Rules & Damages
Michigan personal injury law: the 3-year statute of limitations (MCL 600.5805), 51% comparative-fault bar, malpractice damage caps, no-fault auto rules, and dog-bite liability.
- Personal Injury Laws in Colorado: Deadlines, Fault Rules & Damages
Colorado personal injury law: the 2-year (3-year for car crashes) filing deadline, 50% fault bar, damage caps, auto insurance rules, and dog-bite law.
- Car Accident Laws in South Dakota: Fault, Insurance & Deadlines
South Dakota is an at-fault state: 3-year injury deadline, 25/50/25 insurance minimums, unique slight-gross fault rule, and shorter deadlines for government-vehicle crashes.
- Personal Injury Laws in Kansas: Deadlines, Fault Rules & Damages
Kansas personal injury law: 2-year statute of limitations (K.S.A. 60-513), the 50% comparative-fault bar, damage caps, no-fault car insurance, and dog-bite rules.
- Car Accident Laws in Alaska: Fault, Insurance & Deadlines
Alaska is an at-fault state with a 2-year deadline to sue. Learn insurance minimums, comparative fault, crash reporting, and damage caps.
- Personal Injury Laws in New Jersey: Deadlines, Fault Rules & Damages
New Jersey personal injury law: the 2-year statute of limitations, 51% comparative-fault bar, damage caps, PIP no-fault rules, dog-bite liability & deadlines.
- Personal Injury Laws in Nevada: Deadlines, Fault Rules & Damages
Nevada personal injury law: the 2-year statute of limitations (NRS 11.190), the 51% comparative-fault bar, damage caps, at-fault car insurance, and dog-bite rules.
- Personal Injury Laws in Wisconsin: Deadlines, Fault Rules & Damages
Wisconsin's 3-year injury deadline, 51% comparative-fault bar, damage caps, at-fault car insurance, and dog-bite law, with official statute citations.
- Personal Injury Laws in Ohio: Deadlines, Fault Rules & Damages
Ohio personal injury law: the 2-year filing deadline, 51% fault bar, damage caps, at-fault car insurance, and dog-bite liability, explained plainly.
- Car Accident Laws in Kentucky: Fault, Insurance & Deadlines
Kentucky is a choice no-fault state: PIP pays first, but you can sue for injury within 2 years. Minimums, comparative fault, and reporting rules.
- Personal Injury Laws in North Dakota: Deadlines, Fault Rules & Damages
North Dakota personal injury guide: the 6-year statute of limitations, 50% comparative-fault bar, malpractice/punitive caps, no-fault car insurance, and dog-bite rules.
- Car Accident Laws in Connecticut: Fault, Insurance & Deadlines
Is Connecticut a no-fault or at-fault state? Fault rules, insurance minimums, filing deadlines, and reporting rules for a Connecticut car accident.
- Personal Injury Laws in Texas: Deadlines, Fault Rules & Damages
Texas personal injury law: the 2-year filing deadline, 51% fault bar, damage caps, at-fault car insurance, and dog-bite rules explained.
- Personal Injury Laws in Utah: Deadlines, Fault Rules & Damages
Utah personal injury laws: the 4-year filing deadline, 50% comparative-fault bar, damage caps, no-fault PIP insurance, and strict dog-bite liability.
- Personal Injury Laws in Alabama: Deadlines, Fault Rules & Damages
Alabama personal injury law: the 2-year statute of limitations, contributory negligence, damage caps, car insurance rules, dog-bite liability, and government-claim deadlines.
- Personal Injury Laws in Oklahoma: Deadlines, Fault Rules & Damages
Oklahoma personal injury law: the 2-year statute of limitations, 51% comparative-fault bar, damage caps, at-fault car insurance, and dog-bite rules.
- Personal Injury Laws in New York: Deadlines, Fault Rules & Damages
New York personal injury law: the 3-year filing deadline, comparative-fault rules (including a 2026 car-accident change), damage caps, no-fault insurance, and dog-bite liability explained.
- Car Accident Laws in Illinois: Fault, Insurance & Deadlines
Illinois is an at-fault state with a 2-year injury deadline. Minimum insurance, comparative-fault rules, and crash-report thresholds explained.
- Car Accident Laws in North Carolina: Fault, Insurance & Deadlines
North Carolina is an at-fault, pure contributory negligence state with a 3-year injury deadline. Insurance minimums, SOL, and crash-reporting rules explained.
- Car Accident Laws in California: Fault, Insurance & Deadlines
California is an at-fault state: a 2-year injury deadline, 30/60/15 insurance minimums, pure comparative fault, and DMV/government-claim rules.
- Car Accident Laws in Vermont: Fault, Insurance & Deadlines
Vermont is an at-fault state with a 3-year deadline to sue after a crash — insurance minimums, shared-fault rules, and reporting duties explained.
- Personal Injury Laws in Arizona: Deadlines, Fault Rules & Damages
Arizona personal injury law guide: the 2-year statute of limitations (A.R.S. §12-542), pure comparative negligence, no damage caps, at-fault car insurance, and strict-liability dog bites.
- Car Accident Laws in Utah: Fault, Insurance & Deadlines
Utah car accident guide: no-fault PIP rules, minimum insurance, the 4-year injury deadline, comparative fault, and crash reporting.